Social Security Disability is offered as a form of financial assistance by the federal government. Primarily, Social Security Disability is awarded to disabled individuals through two programs SSI or Supplemental Security Income and SSDI or Social Security Disability Insurance.
Generally, in order to to be eligible for disability payments from the Social Security Administration an individual must be either mentally or physically impaired to such a degree that they cannot work, the disability must be expected to last at least 12 months or result in death. Additionally, the individual must be a United States Citizen, not a felon and not leave the United States for more than 30 consecutive days.
The process for applying for either SSI or SSDI is similar:
- If an individual is disabled he or she must fill out an application with the Social Security Administration, an individual can call 1-800-772-1213 for assistance or visit www.ssa.gov, if necessary representatives with the SSA can assist with this application.
- Unfortunately many deserving disabled individuals are denied disability benefits there is, however, an appeals process through which many disability claims are review and ultimately paid.
If you are disabled and are considering applying for Social Security Disability it is important that you do not delay. The time period between initially filling out an application and ultimately receiving benefits can be very lengthy even if approved at the initial stage.
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To qualify for SSI you do not have to work or pay money into the system and you do not have to be insured. You will, however, have to prove you have VERY limited income and resources to qualify for SSI benefits.
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